Why Propensio?

We believe in lending with purpose and with the intention of making a positive impact. Impact on the environment, impact on the lifestyles of families and individuals. Founded in 2010, we continue to strive to make as much impact as possible.

The Benefits of Working with a Sustainable Finance Provider

We care deeply about customer wellbeing and championing responsible financial inclusion. We are passionate about making both social and environmental impact and our dedication to transparency and accountability is unwavering. Through objective third-party audits, we uphold the highest standards of integrity and governance.

It is our aim to ensure more customers have access to the products and services that they need, particularly those that provide a positive impact to lifestyles and the environment. If you'd like to learn more, you can read Sustainable Fitch's opinion on Propensio.

Our Finances helps us to fund:

Renewable energy installations, such as air-source heat-pumps and solar panels
Sustainable energy retrofits, such as insulation or energy efficient windows
Accessibility equipment such as home lifts, specialist bathroom and bedroom aids
Access to disability equipment, such as hearing aids
Affordable lending for UK families to enjoy holiday home ownership.

What do customers say about their experience with Propensio? We are delighted to say that 96% of our customers rated their experience a 4 or 5 star.

4.8 star rating based upon 3188 customer reviews.

Sustainable Assets

We specialise in the responsible selling of high-quality funding products that speak to the needs and aspirations of our customers. In particular we specialise in offering affordable access to finance for Home improvements, renewable energy solutions, accessibility products, and holiday home ownership.

Each customer enables us to ‘pay it forward’, investing in yet more initiatives which reduce impact to the environment and improve peoples’ lives. We are dedicated to channelling funding towards projects that have a positive impact on both people and the planet. From renewable energy initiatives to accessibility, our finance plays a pivotal role in empowering individuals and communities alike.
SEE HOW WE'RE DOING SO FAR

The Right Lending Partner For Financial Inclusion

Choosing the right lending partner is critical for both customers and introducers. We believe in making credit available to as many customers as we can. So we offer an array of lending products to suit the widest range of customers, allowing them to obtain credit to fund their projects. Our assessments are performed on an individual basis, with affordability and suitability at the heart of the decision. This allows us to lend to a wide spectrum of customers, even those with a less than perfect credit history. Our specialist approach offers more opportunities to say ‘yes’ than an average lender.

A Real Human Experience to Support Responsible Lending

Our highly personalised service combines modern technology with the best aspects of human interaction to keep the application process quick and simple, while maximising acceptance rates. We use computerised, automated credit decisions alongside the experience of our underwriters – our aim is to find a reason to say “yes”. We always ensure that the loan is affordable and appropriate for the customer without causing undue stress. This is key to our success when helping customers, especially those who have a less-than-perfect credit history.

Flexible, Responsible Lending Products

We provide a range of flexible, responsive solutions with loans from £1,000 – £150,000 across a variety of sectors. With many years of experience in specialist lending, we truly understand how to lend in a responsible and inclusive way. Our goal is to enable customers to realise their aspirations and dreams. We can create specialist products for specific industries, evolving our service proposition to meet, and often, exceed expectations. We’re an agile, innovative team who thrive on finding solutions for introducers and customers.

Ready to find out more about business as a provider of / introducer to Propensio?

Talk to us about options for offering our lending to your customers. Call 01709 808 990 or email sales@propensio.co.uk

Customer Area

If you are an existing customer, within this area you can ask us about any general queries.